Top 30 Tips and Tricks to Save Up to $1,000

 In Credit Repair for Home, Financial Peace

30 Ways to save $1000


Whether or not you have already saved up $1,000 or more even once in your life, let’s get real: it did not come that easy. Sixty-nine percent of Americans share the same story of not having at least $1,000 in their savings account, so it is okay, you are not alone in this naked fact. But what if we can actually do this? What if we can actually save up to $1,000? Sounds great, right! Savings are very important. It will make up the days when our jobs are paralyzed and we are going through a crisis.

The secret: it is hidden in our daily lives. The success of our future greatly relies on our daily routine, our daily spending, and our daily mindset. And then, these daily strategies will eventually develop into weekly strategies, then monthly, and voila! You’ll be surprised how you were able to practice it for the whole year! And it will go on and on. For that, here are some tips and tricks to save up to $1,000:



  • Shut the TV off.

Try to observe for a day in your house and count the times there is when the TV is on but no one is watching. This tendency may seem little but it has a huge impact on your electricity bill. To overcome it, implement this simple rule in your own home: if you are not going to watch the TV anymore, then please turn it off.

  • Shut the lights off.

Just like the TV, this too is commonly ignored in our daily lives! The little expenses, when done daily, will pile up and turn expensive for a monthly bill. Tell everyone in your house to please turn the lights off, especially in their rooms, if they are not going to use it.

  • Make your own coffee.

I know Starbucks is great and those other good coffees we badly need to get through the day. But try to count how much money you spend on these coffees, and sum it up for a week, then for a month, and a year. You will be surprised how much money goes into your coffee. To overcome this, you can just simply buy yourself high-quality coffee beans and brew your own drink.

  • Adjust your office hours.

Traffics are probably one of the worst daily encounters. Not only it makes us mad and frustrated, but also it burns out our money spent on the fuel. It wastes it. Study the traffic jam hours in your place, then adjust your travel time according to it. You can either drive earlier to arrive in your office and drive later to go home to avoid traffic.

  • Pack your own lunch.

The Bureau of Labor Statistics reported that Americans spend an average of $3,459 per year on eating out. Just like coffee, if you spend let’s say  $10 on lunch every day, that is $50 a week, or $200 a month. That is A LOT of money! I know we are busy but the little time you will exert on making your own meal will compensate for the large amount of bucks you spend on buying food away from home. Trust me, practice this, and it will be worth it.

  • Do not buy bottled water.

Water is free. You do not have to keep buying bottled water; it is expensive. Yes, water from the tap is disgusting, that is why the water filler was invented. Buy one, and filter your water. It will save you a lot of money.

  • Use cash-back apps.

Coupon apps or cash-back apps do not make people rich, but it make them save a lot of money. With just by scanning your receipt or buying specific products, these apps will grant you points that enable you to save! Some of the finest apps are Honey, Ibotta, Receipt Hog, and Dosh.

  • Maximize the use of energy-efficient lights.

The U.S. Department of Energy reports that the use of energy-efficient lights five most-used light fixtures can save you around $75 annually. Because we need lights, and they are the most used in our home, we cannot eradicate them just to save up. What we can do is just switch to lights who impact lesser on our monthly electric bills, such as LED or CFL lights.

  • Use a programmable thermostat.

This helpful product enables us to control or program the temperature in our house all-year-round, thus also helps our bill under control. They are better than just a thermostat. But if you can’t buy one, try using other alternatives. For example, if you feel warm, you can just open the windows or the fan instead of the air conditioner. On the other hand, if you feel cold, you can wrap yourself up in a thick blanket or thick clothing, or use a space heater.

  • Practice the 24-hour rule.

I know. What a great struggle it is when we go to shopping malls or when we see an item online that really really excites us because we want it that bad. Well, this habit can lead us to a lot of money regrets, because we bought it impulsively. Save yourself from this tragedy and frustration by practicing the 24-hour rule. If you want something, wait for a day to see if you still want it or not. If you still do, then buy it. If not, then your wallet and your card is very gratified.



  • Use less laundry detergent and tear dryer sheets in half.

This may seem a very little matter but trust me that it adds up. Start using less detergent and be proud of cutting your dryer sheets in half. The quality of clothes will be the same but the savings you will incur will be changed extravagantly.

  • Begin couponing.

We have discussed it in the previous section about how couponing apps totally make a difference. Coupons are out there in the open, and digital coupons are available too. Maximize these things. You will definitely lose a lot of saving opportunities if you do not try it now.

  • Order water at restaurants.

Skip the soda and the fruit juices. When eating in a restaurant, ask for their water instead. Water is again free plus very healthy. In doing so, you both take care of your wallet and your body.

4)    Split your paycheck and deposit a percentage into your savings.

Automatically deduct your savings from your paycheck. Set it up in that way so you have no option not to do so, you do not forget it, and to not let yourself get out of it because we both know you would.

5)    Temporarily freeze your spending.

Challenge yourself on this part. Freeze your spending. Do not buy something impulsively especially when there is a hot new item out, or just make affordable meals. Challenge yourself also to target a specific amount of savings before you can finally thaw your spending again.

6)     Only eat out once a week.

This may vary from person to person. There are people who already do this because they rarely eat away from home, but for some, this may appear as a struggle because they have got used to eating out. Well, for both cases, it would be very helpful for you to achieve your goal of saving up to $1,000 if you discipline yourself into only eating out once a week.


1)    Cut the cable cord.

Cable televisions can really be expensive and nowadays, there are already so many alternatives. Using these may save you up to $200 monthly.

2)    Switch grocery stores.

You can cut back money by choosing discounted stores rather than big-named ones. Bagging your own groceries and not renting a cart can save you money too!

3)    Choose to buy generic.

If you opt to stick with your grocery store, then at least buy the generic especially for milks, juices, and condiments. A group of Consumer Reports taste testers report that most chain brands are just the same as named brands in taste and quality, and they are usually 15 to 30% lower in price!

  • Cancel your subscription and memberships.

Choose over the subscriptions you need over the ones you are not completely using in a few months. Cancel them because it only makes you pay for things you do not really need. You can subscribe again if you miss it anyway.

  • Replace two restaurant outings a month with your slow cooker

if you are always eating outside, just like how we have discussed it previously, it can be pricey. Instead, make use of your slow cooker at least once a month if you and your group want to eat out. Not only it is efficient but also makes more food for less.

  • Borrow appliances.

If you want to cook something but lacks appliances to accomplish it, do not buy one on a rush from any appliance store. If you can borrow one from your neighbor, then just borrow. This, though, applies to things that you best believe you do not need for a long-term use.

  • Weatherproof your home.

Make sure you seal your doors and windows properly to avoid strain n your air conditioner and heating system. You can save up to 20% in your energy cost by doing this tip

  • Use low-flow fixtures.

If your water bill is always high, then maybe something wrong is going on. Try to look into low flow faucets and showerheads. You can save up to 25%-60% by installing these, says the US Department of Energy.

  • Pay with cash

Spending with actual cash than cards will probably pave the way to a good saving. If you usually overspend and want to get things under control, try to use the envelope system. It works like this: if you are going out for a grocery, put your cash budget in an envelope (let’s say $150). Then, if this money on your envelope has already gone zero, then that’s it! You cannot spend anymore. In this way, all things are under control. Plus, you are pressured to just buy the things you really need and not make room for any unnecessary items.

  • Save loose change.

With the use of actual cash, you now get actual coins too. Try to keep those coins into a jar and you will be surprised after a month how much money you were able to save by just containing these loose changes into a container.

  • Wear your glasses.

Contact lenses are very expensive; they cost around $200-$700. So, instead of using or buying one, just use your glasses for a few months. You will look extra smart in this and will save you a lot of dollars.

  • Make a budget.

Before the next month starts, progressively develop your zero-based budget. In this way, you will have a grip on your spending and how much you can save. After having a budget, you can turn the game further by trying to trim it. For example, if your budget for eating out is $50, try trimming $5 from it. Then, apply it to other categories.

  • Save on insurance with an Endorsed Local Provider (ELP).

Insurance is a must, but don’t you know you might be actually overspending on it? Try to contact an ELP and see how you can work on this.

  • Lower your mobile phone bill.

Surely you have encountered a moment of surprise even once in your life after you saw your monthly phone bill. Try making necessary changes to decrease your spending on this. Save yourself up to $50 by trying to cancel out your phone insurance, switching to a different and much cheaper plan, then shifting to a different carrier.


There you go! I am sure with all these daily, weekly and monthly tips and tricks, you can now save up to $1,000. Practice this, turn it into a muscle memory, and be surprised at yourself at the end of the year. You may even get better than just saving 1,000 bucks! It can go HIGHER! But all these will mean nothing without one thing, and that is discipline. You can do it! Start today.

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