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What is Business Credit?

Business Credit? Just like you have a personal credit score, your business also has a credit score. Business credit is a business’s own record of its financial responsibilities that others will [...]

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The 6 Most Important Steps Towards True Credit Repair Success

The 6 Most Important Steps Towards True Credit Repair Success True success is vital. The accomplishment is the stepping stone towards greatness, a more comfortable, secure life for yourself and [...]

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What is Credit Usage? How Does It Affect My Credit Score?

Credit cards open a way for us to make payments safely and efficiently. First, it saves you from the hazard of theft since you will not need to carry thousands of money anymore to buy that [...]

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Juneteenth 2020: Black Lives Matter

The19th of June or the called ‘Juneteenth’ is a highly remarkable date in American History. In 1865, federal troops arrived in the state and finally put slavery to an end. And today, and for all [...]

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How to Survive and Maintain Your Credit During the COVID-19 Pandemic

If you are under a tight budget and are having a hard time financially, know that you are not alone. The pandemic has surprised everyone and has gotten us all off guard. It has paralyzed jobs and [...]

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Baby Step 3: Saving 3-6 months of living expenses

You have finally kicked-off your debt in the last step. Now, Baby Step 3 will require you to save 3-6 months of your living expenses for an emergency fund. We know it may sound pretty [...]

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Invest For The Future And Build Wealth

So until now, you are doing one thing at a time, from Baby steps 1 to 3. We are going through a step-by-step process to make things work. But today you can do baby steps 4 to altogether in order [...]

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Stock Market Investing

To solely depend on your monthly income for a living is very burdensome. What will happen are constituted in three things: 1) You will live paycheck to paycheck; 2) You work harder to gain [...]

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Understanding Insurance Talk and DIME Method with Sade Elam

I have met Sade Elam five years ago through a mutual friend and loved how she incorporates insurance and talks about it directed especially to women. Based on Dave Ramsey’s talk about [...]

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Financial Peace University: Buyer Beware

Buyer Beware is the title of our next baby step. In Latin, it means ‘caveat emptor’. This step will talk about how important it is that a buyer is aware of his/her buying decisions just as much [...]

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